Bajaj Allianz General Insurance has launched a state-specific health insurance policy named ‘Opuni Karoni’ for the people of Nagaland. Designed to meet the region’s unique healthcare needs, the plan offers personalised and affordable medical coverage with benefits such as inpatient care, advanced treatments including robotic surgery and stem cell therapy, and lifetime renewability.
Available in individual and family floater options, Opuni Karoni offers flexible sum insured options ranging from ₹5 lakh to ₹20 lakh. The policy also provides optional benefits like unlimited sum insured reinstatement, super cumulative bonuses up to 200%, and a wellness-linked renewal discount. A special Festive Bonus provides additional support during emergency hospitalisations during festival weeks in Nagaland.
In Kohima, the insurance sector is expected to respond positively as residents have long awaited a health policy tailored to local affordability and infrastructure. Local agents predict increased traction from middle-class families and working professionals seeking robust, flexible health cover with digital purchase convenience. Dr. Tapan Singhel, MD & CEO of Bajaj Allianz, stated, “With Opuni Karoni, we are redefining health insurance by tailoring solutions to each state’s medical landscape, making healthcare a right, not a privilege.” The policy is now available online and through Bajaj Allianz’s extensive distribution network.
https://www.bajajallianz.com/health-insurance-plans/aapke-liye.html
