IndiaFirst Life launches GOLD Plus savings plan with guaranteed income and life cover till 100

IndiaFirst Life Insurance Company Ltd. has launched the IndiaFirst Life GOLD Plus Plan, a non-linked, participating individual life insurance savings plan aimed at customers seeking long-term savings, guaranteed income, and life protection up to the age of 100. The company said the plan has been designed to support financial goals such as children’s education, retirement planning, and wealth creation while also offering life insurance protection. The plan combines guaranteed benefits with the potential for additional returns linked to equity exposure through participating bonuses.

According to the company, customers can opt for regular income for a fixed period or choose whole-life income up to the age of 100. The policy also includes an optional Goal Protection Benefit (GPB), under which all policy benefits continue for the nominee in case of the policyholder’s death during the policy term. Speaking on the launch, Rushabh Gandhi said customers are increasingly looking for products that combine financial certainty with growth potential. He said the plan aims to help individuals build long-term wealth while ensuring reliable income and protection.

The plan offers premium payment terms of 6, 8, 10, or 12 years and includes optional rider benefits such as accidental death cover, total and permanent disability cover, and waiver of premium benefits. The launch could also attract interest in Guwahati, where awareness around long-term savings and retirement-linked insurance products has been rising steadily. Financial advisors in Guwahati noted that customers are increasingly looking for flexible insurance products offering guaranteed returns along with protection benefits amid changing economic conditions.

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